1. Acceptance of Terms

By accessing or using JCG’s website, services, or any associated content, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our services.

2. Services Provided

JCG specializes in overseas education consulting, including study abroad programs, MBBS programs, student loans, and more. Our services include application assistance, visa guidance, education loans, forex, and accommodation support.

3. Eligibility

Our services are available to individuals who are at least 18 years old or have the consent of a parent or legal guardian. By using our services, you represent that you meet these eligibility requirements.

4. User Responsibilities

• Accuracy of Information: You agree to provide accurate and complete information when registering or interacting with JCG.
• Compliance with Laws: You agree to comply with all applicable laws and regulations while using JCG’s services.

5. Fees and Payment

• Service Fees: Fees for our services will be communicated in writing via official channels. By agreeing to use our services, you agree to pay all fees specified.
• No Refunds: JCG operates a strict no-refund policy under all circumstances unless there is a written agreement signed by both parties before any services are provided. Once services have commenced, no refund or return agreement will be valid or considered.

6. Privacy and Data Protection

Your privacy is important to us. JCG collects, uses, and processes personal information in accordance with our Privacy Policy. By using our services, you agree to our practices regarding the collection, use, and sharing of your information.

7. Intellectual Property Rights

All content, including text, graphics, logos, and software, is the property of JCG or our partners. You agree not to reproduce, duplicate, copy, or distribute any part of our content without explicit written permission from JCG.

8. Third-Party Services

Our website or services may include links to third-party websites or services. These are provided for convenience, and JCG is not responsible for the content, accuracy, or availability of these external sites. Using any third-party service is at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law, JCG is not liable for any direct, indirect, incidental, or consequential damages arising from your use of or inability to use our services. JCG is not responsible for any loss or damages caused by unauthorized access to or alteration of your data or transmissions.

10. Disclaimer of Warranties

JCG provides its services on an “as is” and “as available” basis. We do not guarantee that our services will be uninterrupted, timely, or error-free. JCG disclaims all warranties, express or implied, including implied warranties of merchantability and fitness for a particular purpose.

11. Indemnification

You agree to indemnify, defend, and hold harmless JCG, its employees, agents, and partners from any claims, liabilities, damages, losses, or expenses arising from your breach of these Terms or any unlawful use of our services.

12. Modification of Terms

JCG reserves the right to modify these Terms and Conditions at any time. We will notify you of any material changes by posting an updated version on our website or through email. Your continued use of our services after the effective date of such modifications constitutes acceptance of the updated Terms.

13. Governing Law and Jurisdiction

These Terms and Conditions are governed by the laws of New Delhi, India. Any disputes arising from or related to these Terms or JCG’s services will be subject to the exclusive jurisdiction of the courts in New Delhi, India.

14. Termination of Services

JCG reserves the right to terminate or suspend access to our services, website, and associated accounts at any time without prior notice if you violate these Terms or engage in actions harmful to JCG’s business or reputation. In case of termination, JCG may seek legal remedies under Indian law, including claims for damages, seeking injunctions, pursuing criminal action, and notifying relevant authorities.

Acceptance of Terms
By using our services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.